An NJBEST automatic investment plan² allows you to contribute a minimum of $25 monthly, transferred electronically from your checking or savings account. You can choose to have the money removed from your account on the 5th or the 20th of each month or quarterly (Jan, Apr, Jul, Oct). (If you do not indicate a date, scheduled investments will be made on the 20th of each month).

For more information or to begin an automatic investment plan, simply use the "Sign Up" tab above to find the investor application. You will also find the NJBEST Investor Handbook, providing more details about this program, including fees, expenses and risks.

Investors should carefully consider plan investment goals, risks, charges and expenses before investing. To obtain the Investor Handbook, which contains this and other information, call Franklin Templeton Distributors, Inc., the manager and underwriter for the plan, at 1-877/4NJBEST or click here. You should read the Investor Handbook carefully before investing and consider whether your or the beneficiary's home state offers any state tax or other benefits that are available for investments only in its qualified tuition program.

Footnote
1.	Offered and administered by the New Jersey Higher Education Student Assistance Authority (HESAA); managed and distributed by Franklin Templeton Distributors, Inc., an affiliate of Franklin Resources, Inc., which operates as Franklin Templeton Investments. No federal or state guarantee. Principal value may be lost, and investing in the plan does not guarantee admission to college or sufficient funds for college. Please refer to the Investor Handbook for more complete information.
2.	Periodic investment plans do not assure a profit and do not protect against loss in a declining market. Since such plans involve continuous investment in securities regardless of their fluctuating price levels, it's prudent to consider your financial ability to continue making purchases through periods of low price levels.