With college costs rising steadily each year, it's important to begin planning for a student's future today. Investing for college is not only rewarding, but also easier than you might expect.

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Learn about your college savings options. Use our College Planning Calculator to help you estimate how much you'll need to invest now to save for tomorrow.²

Investors should carefully consider plan investment goals, risks, charges and expenses before investing. To obtain the Investor Handbook, which contains this and other information, call Franklin Templeton Distributors, Inc., the manager and underwriter for the plan, at 1-877/4NJBEST or click here. You should read the Investor Handbook carefully before investing and consider whether your or the beneficiary's home state offers any state tax or other benefits that are available for investments only in its qualified tuition program.

Footnote
1.	Offered and administered by the New Jersey Higher Education Student Assistance Authority (HESAA); managed and distributed by Franklin Templeton Distributors, Inc., an affiliate of Franklin Resources, Inc., which operates as Franklin Templeton Investments. No federal or state guarantee. Principal value may be lost, and investing in the plan does not guarantee admission to college or sufficient funds for college. Please refer to the Investor Handbook for more complete information.
2.	This information is not a recommendation of any particular security, is not based on any particular financial situation or need, and is not intended to replace the advice from a financial professional. Franklin Templeton investment options are managed by Franklin Advisers, Inc., an affiliate of Franklin Resources, Inc. operating as Franklin Templeton Investments.