NJBEST 529 College Savings Plan–New Jersey¹ was created to help New Jersey families save for college and offers flexibility and a variety of investment options. If you are a New Jersey state employee and a resident of the state, you can take advantage of an additional benefit—payroll deduction—to make regular and convenient contributions to your college savings plan.

You can open a plan for as little as $25 and maintain it by investing a minimum of $25 monthly, or $300 annually, until your plan reaches at least $1,200. Maximum contribution must not exceed $305,000. Use our College Planning Calculator to help estimate your savings goal.

Opening a plan is easy.
(Already an NJBEST account owner? Skip to step 4.)

Step 1
Order an NJBEST Investor Kit, which includes a brochure, applications, rollover form, and Investor Handbook. Or, download an Investor Handbook and application. For more information or to help answer your questions, please call 1-877/4NJBEST.

Step 2
Read the NJBEST Investor Handbook, which contains information about plan investment goals, risks, charges and expenses, and other information you should consider carefully before investing. Interests in NJBEST are offered solely through the NJBEST Investor Handbook.

Step 3
Select the NJBEST investment portfolio option that best matches your goal. See "Relevant Links" to the right for more information.

Step 4
Enroll in Automatic Payroll Deduction: This option allows you to make regular contributions to your account. Download and complete the Automatic Payroll Deduction Form. Mail it, and, if applicable, the NJBEST application form and your initial contribution of at least $25 to:

NJBEST 529 College Savings
P.O. Box 33090
St. Petersburg, FL 33733-8090

Checks should be made payable to NJBEST 529 College Savings Plan.

Please call 1-877/4NJBEST with questions.

Investors should carefully consider plan investment goals, risks, charges and expenses before investing. To obtain the Investor Handbook, which contains this and other information, call Franklin Templeton Distributors, Inc., the manager and underwriter for the plan, at 1-877/4NJBEST or click here. You should read the Investor Handbook carefully before investing and consider whether your or the beneficiary's home state offers any state tax or other benefits that are available for investments only in its qualified tuition program.

Footnote
1.	Offered and administered by the New Jersey Higher Education Student Assistance Authority (HESAA); managed and distributed by Franklin Templeton Distributors, Inc., an affiliate of Franklin Resources, Inc., which operates as Franklin Templeton Investments. No federal or state guarantee. Principal value may be lost, and investing in the plan does not guarantee admission to college or sufficient funds for college. Please refer to the Investor Handbook for more complete information.