Step 1

Order an NJBEST Investor Kit which includes a brochure, applications, rollover form, and Investor Handbook. Or, download an Investor handbook and application. For more information or to help answer your questions, please call 1-877/4NJBEST.

Step 2

Read the NJBEST Investor Handbook, which contains information about plan investments, goals, risks, charges and expenses, and other information you should consider carefully before investing. Interests in NJBEST are offered solely through the NJBEST Investor Handbook. Please read it carefully before investing.

Step 3

Use our College Planning Calculator to help estimate your savings goal.

Step 4

Select the NJBEST investment portfolio option that best matches your goal. See "Relevant Links" to the right for more information.

Step 5

Choose a contribution strategy:

• Automatic Investing: Allows you to contribute on a monthly basis. See "Relevant Links" to the right for more information.

• Periodic Contribution: You can open a plan for as little as $25 and maintain it by investing a minimum of $25 monthly, or $300 annually, until your plan reaches $1,200. Maximum contribution must not exceed $305,000.

• Payroll Deduction: This option is available to New Jersey state employees.

Step 6

Enroll by completing and mailing in the NJBEST application form. Send your application with a check, if applicable, to:

PFPC
P.O. Box 9849
Providence, RI 02940-8049

Checks should be made payable to NJBEST 529 College Savings Plan.

Please call 1-877/4NJBEST with questions.