For You

For NJ State Employees

Making saving for college with NJBEST even easier.

NJBEST 529 was set up by the state of New Jersey to help local families save for college. As a state employee, you get the added benefit of being able to contribute via payroll deduction.

You can start small, but start now.

Regular monthly contributions to a college savings vehicle like a 529 plan can really add up over time.

How do I sign up for Payroll Deduction?

If you are already an NJBEST account owner and would like to start payroll deduction, download the Automatic Payroll Deduction form and follow the instructions.

Not an NJBEST account owner?

Learn more about NJBEST and how it can help you turn a dream into a degree. Once you open an account, you can participate in the Payroll Deduction Program which lets you make regular contributions from your paychecks to your account. Simply complete the Automatic Payroll Deduction form and submit it with your NJBEST application.

What other parents want to know.

Figuring out how to save for college is an important decision that lots of parents here in New Jersey struggle with. Our FAQs highlight some of the questions and concerns you all share.

Investors should carefully consider plan investment goals, risks, charges and expenses before investing. To obtain the Investor Handbook, which contains this and other information, call Franklin Templeton Distributors, Inc., the manager and underwriter for the plan, at (877) 4NJ-BEST. You should read the Investor Handbook carefully before investing and consider whether your or the account beneficiary's home state offers any state tax or other benefits that are only available for investments in its qualified tuition program.