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Develop Your Savings Plan
In just a few steps, the NJBEST calculator can provide information to help you develop a plan to pay for college.
Making a Difference
They provide purpose and direction.
A reason to work hard.
To not give up.
They may even change the world.
As parents, you have the privilege and joy to take part in their dreams. To help make them come true. Sometimes it’s clear what you can do to help. Sometimes it’s not.


Investing in Tomorrow
The journey would be easier if you and your child never had to worry about cost. But for many, figuring out how to pay for college is tricky.
While the allure of student loans may sound appealing, years of loan payments often have a long-term impact that extends beyond dollars and cents.
We’re Here to Help
Whether it’s saving for college now, or providing financial guidance to your children in the future, we’re there along the way.
Helping your kids get what they want out of life usually takes a lot of work, a great deal of patience, and a little luck. NJBEST is here to make even a small part of that journey, a little easier.


Let’s Do This Together
NJBEST has had the privilege of helping thousands of New Jersey families successfully navigate their journey.
With flexible investment options that automatically adjust as college gets closer or tools that help your family and friends get involved…
Develop Your Savings Plan
In just a few steps, the NJBEST calculator can provide information to help you develop a plan to pay for college.
Learn What Make NJBEST Special
NJBEST offers special benefits just for New Jersey families/residents.
Open an Account
Take the first step and join 1000’s of other New Jersey families in saving for their education goals.
If you still have questions, check out our FAQs or call us at (877) 4NJ-BEST / 465-2378. We would love to talk to you about saving for your college and education goals.
Investors should carefully consider plan investment goals, risks, charges and expenses before investing. To obtain the Program Description, which contains this and other information, call Franklin Distributors, LLC, the manager and underwriter for the plan, at (877) 4NJ-BEST. You should read the Program Description carefully before investing and consider whether your or the beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in its qualified tuition program.
The Program and its associated persons make no representations regarding the suitability of the Program’s investment portfolios for any particular investor. This material is intended to be of general interest only and should not be construed as individual investment advice or a recommendation by Franklin Distributors, LLC. Other types of investments and other types of education savings vehicles may be more appropriate depending on your personal circumstances.
NJBEST New Jersey's 529 College Savings Plan is offered and administered by the New Jersey Higher Education Student Assistance Authority (HESAA); managed and distributed by Franklin Distributors, LLC, an affiliate of Franklin Resources, Inc., which operates as Franklin Templeton.
Investments in NJBEST are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed by the State of New Jersey, Franklin Distributors, LLC, Franklin Templeton, or its affiliates and are subject to risks, including loss of principal amount invested. Investing in the plan does not guarantee admission to any particular primary, secondary school or college, or sufficient funds for primary, secondary school or college.
This material is being provided for general informational and educational purposes and should not be considered or relied upon as legal, tax or investment advice or an investment recommendation, or as a substitute for legal or tax counsel and provided for educational and informational purposes only. Franklin Templeton does not provide legal or tax advice. Federal and state laws and regulations are complex and subject to change, which can materially impact your results. Franklin Templeton cannot guarantee that such information is accurate, complete or timely; and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information.
© 2024. Franklin Distributors, LLC. Member FINRA/SIPC.